How Much Life Insurance Do You Need?

Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your...

The Fundamentals of Disability Insurance

Disability insurance pays benefits when you are unable to earn a living because you are sick or injured. Most disability policies pay you a benefit that replaces a percentage of your earned income when you can’t work. Why would you need disability insurance?...

Fundamental Needs for Life Insurance

What is the financial impact of premature death? In general The premature death of the head of your household can leave you with unresolved financial responsibilities, including the following: • An unpaid mortgage • The funding of your child(ren)’s college...